It is no surprise that some potential new homeowners are going to have issues getting onto the property ladder. In the UK, we are currently paying a national average in excess of £240,000 per home, and this number is steadily increasing with each passing year. For...
Conveyancing Solicitor
What Are Cohabitation Agreements?
A cohabitation agreement is a legally binding document specifically for unmarried couples who are living together under the same roof. Instead of marriage documents that outline who should get what throughout the marriage or in the event of a divorce, a cohabitation...
Should You Avoid Leasehold Properties? The Hidden Costs
When you are seeking to get on the property ladder, a leasehold property can feel like a more achievable option. But while flats and apartments may have a lower purchase price than other types of property, you should be aware that leaseholders pay hidden costs both...
Stamp Duty Land Tax Threshold Changes For Buyers: Everything You Need To Know
Whether you are purchasing property for the first time or looking to purchase your forever home, there are many different financial implications that you may face. Recent changes to the amount of stamp duty a buyer can expect to pay can seem challenging to understand,...
New Smoke Detector Law: Landlord Duties
Taking care of the health and safety aspects of your property is even more important as a landlord. With the emphasis on landlord responsibility growing, it is vital to understand how these laws and regulations apply to you. The new smoke detector law is especially...
Tenant Trashed House – Can I Get More Compensation Than Just Withholding Their Deposit?
If you are a landlord who rents out properties to tenants, you know it can be challenging at times. This is especially true when a tenant's lease is up, and they are leaving the property. In these instances, landlords will make a final inspection of the property to...
Can You Void A 30 Day Notice Period?
Getting on the property ladder is not always easy, and this means currently, more people are choosing to rent rather than buy. Of course, it pays to know more about renting a flat or house before signing on the dotted line. One thing to consider is whether you have to...
Why Do I Need A Survey Before Buying A House?
Buying a property is easily one of the biggest financial transactions you're ever likely to make, so it stands to reason you'll want to make an informed, reliable decision you won't regret in the future. That's why organising a home buyer survey to be conducted before...
Can You Sell A Tenanted Property?
Landlords seeking to sell a property with current tenants in place may worry that they cannot proceed while the tenants are still signed into a lease, but this isn’t the case. When selling a tenanted property UK landlords have a number of options. In this article, we...
Mortgage Lenders In The UK Told They Can Remove The Affordability Test For Buyers
The affordability test, which was introduced in 2014, detailed that borrowers had to prove that they could still afford to make their mortgage repayments even if their mortgage rate was increased above their standard average rate of 3%. This allowed for the avoidance...