It is no surprise that some potential new homeowners are going to have issues getting onto the property ladder. In the UK, we are currently paying a national average in excess of £240,000 per home, and this number is steadily increasing with each passing year. For...
First Time Buyers
What Are Cohabitation Agreements?
A cohabitation agreement is a legally binding document specifically for unmarried couples who are living together under the same roof. Instead of marriage documents that outline who should get what throughout the marriage or in the event of a divorce, a cohabitation...
First Time Buyer’s Guide To ISAs
For many first-time buyers, saving for their first home can be daunting. When saving money for a property, ISAs (Individual Savings Accounts) are a sensible and reliable option. There are a variety of ISAs to choose from, all with different benefits. Perhaps the best...
What To Consider When Helping Your Children Onto The Property Ladder
We all know that the property ladder is harder to get on than ever, and property prices can seem unachievable to young adults early on in their careers. If you're a parent, you are probably considering how you can help your children to buy their first property - and...
Stamp Duty Land Tax Threshold Changes For Buyers: Everything You Need To Know
Whether you are purchasing property for the first time or looking to purchase your forever home, there are many different financial implications that you may face. Recent changes to the amount of stamp duty a buyer can expect to pay can seem challenging to understand,...
Will Housing Prices Come Down In 2023?
The housing market has boomed over the last decade with prices increasing by 10% on average year after year. Recently there's been a slight dip in property prices which is leading some to believe that a significant drop is on the horizon. Let's take a look at why...
Why Do I Need A Survey Before Buying A House?
Buying a property is easily one of the biggest financial transactions you're ever likely to make, so it stands to reason you'll want to make an informed, reliable decision you won't regret in the future. That's why organising a home buyer survey to be conducted before...
When Should You Get Building Insurance When Buying A House?
If you are a first-time buyer, it’s likely that buildings insurance is an entirely new concept to you. Buildings insurance essentially covers the bricks and mortar of the home, as well as anything that can be considered “fixed”, such as: Walls Doors Floors Roofing...
The Hidden Costs of Moving Home and How To Avoid Them
Moving home can be an expensive time - this has always been true. However, in recent years bills and house prices have risen to an all-time high, and there are many hidden costs you may encounter. If you are looking for a way to avoid unexpected costs, then read on....
All About Gifted Deposits And The Bank Of Mum And Dad
You only have to pick up a newspaper nowadays to read young people's struggles in buying their first home. With house prices rocketing and modest salary increases, it can be troublesome for some aspiring homeowners. It's no wonder that many young buyers now are in the...